Ok, so I finally paid off my credit card after 2 years, and I realized lost in the shuffle that I have been paying $11 a month to CIC Credit Checking company which is a part of Experian.
What a fucking piece of shit company. When you do a free Credit check with Experian, in the fine print it tells you that you have to call them within 30 days or they will charge your account monthly. I looked online, and apparently a lot of people are reporting that even after you cancel they pretend to cancel the account and never do. Moreover, the stupid bitch on the phone tried to get me to stay with the service when they tricked me 2 years ago. UGH.